More About
WJ Capital Partners
Our firm is relationship-led and highly selective in its engagements. Whether advising on corporate debt facilities, managing bespoke private lending solutions, or arranging finance for property and business acquisitions, WJ Capital Partners is known for its clarity, credibility, and strong lender relationships.
We bring a dual-lens perspective from both the borrower and lender side, enabling us to structure, negotiate, and deliver capital outcomes with precision and confidence across all stages of a transaction.
WJ Capital Partners operates nationally from a base in South Australia, supporting clients across Australia with a strong focus on private capital and real asset transactions.
Debt
Advisory
WJ Capital provides independent, borrower focused advice to structure and secure fit-for-purpose funding. We support clients across the full debt lifecycle, from strategy and structuring through to lender engagement, execution, and ongoing facility management. We deliver clear, commercially driven guidance to optimise pricing, terms, and flexibility while protecting stakeholders and ensuring compliance.
Our services include :
- SME Debt Advisory – For operating businesses with lending & working capital needs of $500k–$5m; supporting more complex transactions through pre-lender engagement work including financial analysis, flow of funds analysis, complex security, and refinance structures (ATO/private lenders/cashflow loans) and liaison with external accountants.
- Corporate Debt Advisory (Corporate Finance) – Supporting large commercial and emerging corporate businesses (typically $20m–$100m revenue) with complex balance sheets and intra-group structures, where we deliver qualitative and quantitative assessment, capital structuring advice, facility reviews, recommendations and full service banking tenders, including preparation of IM and credit submission/tender materials.
- CRE Development and Investment Financing – For professional/semi-professional developers and investors (typically $5m to $100m value); covering feasibility review, structuring across the full capital stack (including senior/mezzanine/stretch senior, preferred equity), tender pack preparation, management & negotiation, plus ongoing covenant, progress reporting and drawdown support (and investment portfolio modelling and refinance/security structuring).
- Structured Finance – Advising non-bank financial institutions, mutual ADIs and private credit funds on receivables-backed funding solutions, including warehouse & back-levered facilities, portfolio modelling, investor & financier negotiations, pitch deck preparation and whole-loan sale support.
- Financial Modelling, Analysis and Forecasting – Delivered alongside debt advisory or standalone; outsourced treasury-style support including one-off forecasting and three-way modelling (up to 5-year projections), project & transaction modelling, and ongoing reporting, plus debt-related requirements such as covenant management and drawdowns.
Commercial Finance
Supported by an expansive panel of lenders, including all major banks, through to non-bank and private lenders, we source and structure competitive funding solutions across a wide range of client needs. We’re accredited with all major banks and leverage deep lender relationships to match each transaction with the right credit appetite, pricing, and terms.
We assist with :
- Commercial term debt – Funding for business purposes such as property purchases, contract delivery, working capital buffers, and growth initiatives; structured across terms, repayment profiles, and security to suit cashflow and business objectives.
- Growth and acquisition financing – Capital to support business expansion, partner buy-ins/buy-outs, and acquisitions; including funding structures that balance leverage, flexibility, and integration timelines.
- Trade and working capital solutions – Facilities to smooth cashflow and support day-to-day operations, including trade finance (import/export and supplier payments), debtor funding/invoice finance (unlocking cash from receivables), and revolving lines of credit/overdraft-style facilities for ongoing liquidity.
- Property investment and development – Finance for commercial/residential investment property purchases and development projects; including construction funding, progress payments, and solutions aligned to presales, valuations, and project timelines.
- CAPEX and asset finance – Funding for equipment, vehicles, technology and other business assets; structured via loans, leases, and other asset-backed facilities with repayment options matched to asset life and cashflow.
- Home and investment loans (self-employed and executives) – Lending solutions for self-employed individuals, business owners, directors, and company executives, including income structures that reflect business financials, variable remuneration, and complex personal balance sheets.
WJ Capital Partners Pty Ltd operates as a credit representative through its subsidiary company;
WJ Finance Brokers Pty Ltd (CRN 571626) are authorised credit representatives of LMG Broker Services Pty Ltd (ACN 117 651 760) (Australian Credit Licence Number 517192 Level 26, 111 Eagle St, Brisbane, Queensland 4000
Investment Management
WJ Capital’s Investment Management division builds on the firm’s core strength in capital structuring and finance. It enables the firm to deliver bespoke lending and capital solutions to borrowers, while providing unique investment opportunities to the firm’s network of wholesale and sophisticated investors, and institutional clients. These opportunities focus on private-market asset classes not broadly available in the market, such as private credit and private equity investments. The division manages investor capital under an AFSL, ensuring rigorous compliance, reporting, and governance standards.
Services we provide:
- Bespoke capital solutions – Tailored lending and capital structures designed to meet borrower needs across a range of private-market scenarios.
- Private-market investment opportunities – Access for wholesale, sophisticated and institutional investors to specialist strategies, including private credit and private equity.
- AFSL-governed capital management – Investor capital managed under an AFSL with robust compliance, governance, and transparent reporting.
Contact WJ Capital Partners
0477 710 673
jackson@wjcapital.com.au
30 Pirie St, Adelaide, SA 5000
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Contact Us
Please leave a message below and advise your preferred method of contact, suitable times and the essence of your query, and one of our team will be in touch shortly.
©2025 WJ Capital Partners. All Rights Reserved.
WJ Capital Partners Pty Ltd operates as a credit representative through its subsidiary company;
WJ Finance Brokers Pty Ltd ABN 49 689 391 035 is an authorised credit representative (CRN 571626) of LMG Broker Services Pty Ltd ACN 632 405 504 (Australian Credit Licence 517192)